What is a car title loan you may be wondering?
A car title loan is a loan amount given based upon your car’s Kelley bluebook wholesale value. Such loans are useful when cash is scarce during tough times. If you have bad credit you may be curious if you still can get this title loan. In short you can, qualifications are based not on your credit but on your car’s value.
What is the collateral used?
The money is lent against your car title which you get back once the amount of the loan is repaid. Best of all there is no need to surrender your vehicle as the vehicle’s title suffices as the collateral. The application process is simple and only takes two minutes to complete online. Once you have done so, our professionals contact you with a message regarding the amount of the loan and next steps to take. The length of time can vary but in many cases you can get the cash the same day. The amount you can borrow depends on your vehicle make, year, model, mileage and other factors, the cash amount can be as low as $100 and as much as $15,000 and our interest rates are the lowest in the area.
When it comes time to repay the loan you can pay by check, cash, money order and wire transfer. Here at United, we make it as convenient and easy as possible during the duration of our customers’ loans. If you are unsure where to send the money our staff can provide detailed instructions. We also allow you to renew existing loans and get new ones, whenever you need a title loan, United is ready to help you get your hands on the cash you need. If ever you need to make any changes to your payment schedule as commonly may be necessary you can contact the loan center and see how we can accommodate your repayment schedule. Our professional and friendly staff is here to assist you and answer any questions and inquiries you may have.